{"id":1805,"date":"2025-12-02T10:51:33","date_gmt":"2025-12-02T10:51:33","guid":{"rendered":"https:\/\/www.melafaniproperties.com\/blog\/sin-categorizar\/actual-costs-when-buying-a-property-on-the-costa-blanca-a-guide-to-avoiding-surprises\/"},"modified":"2025-12-02T10:51:33","modified_gmt":"2025-12-02T10:51:33","slug":"actual-costs-when-buying-a-property-on-the-costa-blanca-a-guide-to-avoiding-surprises","status":"publish","type":"post","link":"https:\/\/www.melafaniproperties.com\/en\/blog\/guides-to-buying-a-home\/actual-costs-when-buying-a-property-on-the-costa-blanca-a-guide-to-avoiding-surprises\/","title":{"rendered":"Actual costs when buying a property on the Costa Blanca: a guide to avoiding surprises"},"content":{"rendered":"Tiempo de lectura:<\/span> 3<\/span> minutos<\/span><\/span>

Buying a property on the Costa Blanca is an exciting decision, but it also involves a series of expenses that go beyond the price of the property itself. Knowing what these are before you begin the process allows you to plan your budget better and avoid surprises. That’s why this guide provides a clear explanation of all the real costs involved in buying a property and how to calculate them easily. <\/p>\n

If you would like professional advice during your purchase, you can visit our About Us<\/a> section and find out how we can assist you throughout the process.<\/p>\n

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Main taxes when purchasing a property<\/h2>\n

Taxes represent one of the most significant expenses. The amount depends on whether you are purchasing a new-build or second-hand property. <\/p>\n

\u2714 Second-hand property<\/h3>\n

You must pay Property Transfer Tax (ITP).
In the Valencian Community, this usually ranges between 8% and 10% of the property price.<\/p>\n

\u2714 New-build property<\/h3>\n

Here, VAT (10%) + Stamp Duty (AJD) is payable, which normally ranges from 1% to 1.5%.<\/p>\n

Therefore, it is advisable to compare both markets not only in terms of price, but also in terms of associated costs.<\/p>\n

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Notary and registration fees<\/h2>\n

Notary fees depend on the value of the property, but are usually between \u20ac600 and \u20ac950.
For its part, Land Registry fees range from \u20ac400 to \u20ac700.<\/p>\n

Although these are standard amounts, it is advisable to request a quote in advance to obtain a realistic estimate.<\/p>\n

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Mortgage expenses (if applicable)<\/h2>\n

If you are financing the purchase, there are additional costs to consider:<\/p>\n